How to Use Emirates ID to Check Medical Insurance Details?
Do you know that you can check your medical insurance details using your Emirates ID Card? Emirates ID is a digital card issued to citizens and expats. It brings a lot of benefits, including discounts on dining, travel, renting, and Visa processing. Recently, the Emirate Authorities have gone a step further to make it more beneficial for citizens and expatriates. They have specified the role of the ID Card in the healthcare sector by connecting it with insurance providers and healthcare facilities. Now, everyone can check their medical insurance claims and pay online through their debit/credit cards.
In this article, we will tell you how to check your medical insurance status online through your Emirates ID Card. You will also learn about the Emirates Health Card and its benefits, as well as explore the top five insurance providers in the country.
Medical Insurance Status Check Online
Your Emirates ID helps check your health insurance status online. The step-by-step process is as follows:
Gather Relevant Personal Details
Remember you will need to provide your details to check your medical insurance status online. Therefore, gather all necessary documents showing your name, date of birth, ID number, and other relevant identification information.
Visit the Insurance Service Provider/Official Website
In UAE, all healthcare insurance-related information is accessible through the official websites of the relevant governmental institutions and also through the web portals of insurance service providers. So, to learn everything about your medical insurance, you will have to visit the online platforms of official insurance authorities or insurance service providers.
Navigate to the “Insurance Services” Section
On the home page, navigate to the section about medical insurance services. You will find any of the following options- “Insurance Services” or “Medical Insurance.” You may also see some other headings with the word “Insurance.” Click the tab to go to the next option.
Select Emirates ID Option
Upon clicking the “Insurance Services” related tab, you will see different options to check your medical insurance details. The UAE government has recently enabled its citizens and expatriates to check their health insurance details using their unique Emirates ID. It has become the most convenient and hassle-free way to know your insurance details.
Enter Emirates ID Details
When you select the option to check your medical insurance details with Emirates ID, a new window will open, asking you to provide Emirates ID details. Usually, the details required are your name, Emirates ID number, address, and other specific information.
Authenticate Your ID Details
The next step is to authenticate your details because it helps the UAE authorities secure the personal information of every citizen. Therefore, an OTP (One-Time Password) is sent to your registered mobile number. Remember to use the same mobile number you have on your Emirates ID Card.
Check Your Medical Insurance Details
After successfully authenticating your details, you will be granted access to health insurance. These details are always associated with your Emirates ID. Your insurance details may include the name of the insurance provider, the insurance plan you have, its validity period, and benefits.
Review Your Details and Update If Required
Finally, review your insurance details carefully and update them if required. Remember that you will have to contact your insurance service provider or government authority to update your details.
Is Your Emirates ID Card a Medical Insurance Card?
No, your Emirates ID Card is not a medical insurance card. It is an identity document that provides several other benefits except medical insurance coverage. However, having medical insurance in the UAE is mandatory for every resident because it ensures the availability of quality healthcare facilities for the people without a significant impact on their medical expenses.
Depending on the regulations of the insurance companies, your medical insurance card covers the costs of consultations, treatments, hospitalizations, and several other medical services. Remember that your insurance policy must comply with UAE regulations and provide comprehensive coverage.
UAE Health Card and its Benefits
The UAE Health Card, also known as the Health Insurance Card or Thiqa Card, is a mandatory health insurance document for all residents. It allows them access to various healthcare services at the Government Hospitals and Clinics. One of the primary advantages of this health insurance card is that the card holders can avail of quality medical services at discounted prices without facing financial issues.
The residents can enjoy peace of mind by paying a one-time annual fee through their Emirates ID for Health Card. It gives them protection against any unexpected medical emergency and safeguards the health and well-being of their families.
Top Health Insurance Companies in the UAE
Do you know that you can obtain a health insurance policy through the employer or individual plans directly through different insurance companies offering healthcare services in the country? You can contact any of the insurance providers if you have a valid Emirates ID Card. Almost all the companies have partnerships with the UAE government to extend healthcare services nationwide. Here is the list of the top five medical insurance service-providing companies in the UAE:
- Daman
- Oman
- Orient
- RAK Insurance
- Noor Takaful
1-Daman
It is the leading insurance service provider in the UAE that offers a range of health insurance plans for individuals, families, and businesses. Daman has a vast network of healthcare providers in the country, including hospitals, maternity homes, clinics, and pharmacies. It enables its policyholders to access various services online. You can manage your insurance policies, find healthcare providers, submit claims, and track your health and wellness.
Along with basic plans, enhanced plans, and comprehensive plans, it also offers wellness programs and initiatives to promote a healthy lifestyle. The process for submitting insurance claims is straightforward.
2-Oman
Oman is another top insurance service provider in the UAE that offers different insurance plans to cater to the needs of individuals and businesses. It also has a vast network of hospitals, clinics, maternity homes, and pharmacies that provide the facility without any extra burden on your medical bills. 24/7 customer support is always ready to respond to policyholders’ inquiries, process their claims, and handle other insurance-related matters.
3-Orient
It is another prominent player in the UAE healthcare sector that offers personal, commercial, medical, and life insurance plans through the Emirates ID. Orient Insurance company has partnerships with many hospitals, clinics, maternity homes, and rehabilitation centres to ensure a smooth management of your medical requirements. It also allows its policyholders to submit their claims online through a simple process. One of the prime advantages of obtaining a policy from this insurance company is that you can avail of its plans in three Gulf States. This customer-oriented company has 40 years of services in the UAE health sector.
4-RAK Insurance
RAK Insurance is also among the top insurance providers in the UAE, and its headquarters are in RAK. It provides various insurance plans, including life, travel, home, medical, group health, and many other plans, through a vast network of hospitals, clinics, and maternity homes. The knowledgeable staff, quick support, and online application and claim facilities make it a premier choice for many people.
5-Noor Takaful
Noor Takaful is also a premier insurance service provider in the UAE, offering health insurance services through its partner hospitals, clinics, and maternity homes throughout the Emirates. It provides personal, corporate, and general insurance services with handsome maturity claims. Noor Takaful is an insurance company committed to delivering Islamic takaful with the help of GCC’s first e-takaful service, which provides instant online payment facilities.
